I have to admit that the pace of economic development is really accelerating.

While it has brought us a lot of good life, the devaluation of money is just too fast.

A hundred yuan ten years ago could feed a family of four and ensure they ate well, but now a hundred yuan is barely enough to satisfy one person.

In the face of the increasing devaluation of money, what should we buy to preserve its value?

Insiders reveal: these three things won't depreciate in ten years!

The main reason our money is becoming less valuable is due to inflation.

As China has gained significant influence in the international community, it needs to compete with other countries, which leads to increased tariffs.

The existence of tariffs not only affects the cost of goods for other businesses but also increases the cost of living for ordinary people, making us realize that money is becoming less valuable.

Moreover, as our living conditions have improved, we are no longer reluctant to buy everything like before.

Nowadays, we tend to satisfy our needs for food, drink, and clothing as much as possible, and our purchasing power has improved.

Advertisement

This leads to a situation where demand outstrips supply, and consequently, prices rise.

The ten-thousand-yuan households of the 1980s and 1990s were considered millionaires in today's terms, but now ten thousand yuan is nothing.

Although we have clearly felt the speed of money devaluation, many people still don't know where to put their money after earning it.

The interest rates in banks have decreased a lot and cannot keep up with inflation; investing it themselves is even more likely to lead to losses.

The key is that with the continuous development of the economy, the currency will continue to devalue, and money will become even less valuable.

So, how should we ordinary people plan our money reasonably, and what should we buy to preserve its value?

To achieve non-depreciation of money and even achieve an appreciation effect, we can first consider buying gold.

Gold has always been a very important currency tool from ancient times to the present.

Even during the war, people could abandon money but not gold.

The value of gold itself is very high, and it has been appreciating continuously over the years, which is why everyone likes to buy gold.

The key is that after buying gold, you will find that gold can really outpace inflation.

Because when prices rise, the price of gold also rises.

When you sell gold later, you will find that you have made a profit.

Moreover, the position of gold globally is very high, and every country likes to hoard some gold.

Every day, people trade gold, and its liquidity is very strong, so you don't have to worry about not being able to sell gold.

Of course, now when we buy gold, we will find that gold has been made into various beautiful decorations.

If you want to preserve value, we should try not to touch these decorations and can buy gold bars and ingots instead.

From historical data, it is not difficult to find that the price of gold has risen more than 50 times since 1970.

That is to say, if everyone had the awareness to buy gold at that time, they would have made a lot of money now.

It is precisely because of the uniqueness and rarity of gold that gold has become more valuable.

So now buying some gold that will not depreciate significantly in the next ten years is still very secure.

Of course, if you think buying gold is troublesome, you can also buy some futures gold, which can be operated on the phone, and you don't have to worry about where to put the gold.

However, it is still not recommended to buy a lot, just invest a small part, so that even if there is a loss, it will not cause a big blow to the family.

The second is high-quality, valuable collectibles or antiques that can preserve value.

Now that we have money in hand, we definitely want to save it, but we will find that the interest rates of bank deposit products are really too low, and even have to break through 2.

Whether it is a large amount or a small amount of deposit is not cost-effective.

At this time, those who understand the industry can use their spare money to buy some valuable calligraphy and paintings, or valuable collectibles.

Especially those collectibles with a long history have a very good collection value.

However, when buying these products, you must have a good identification ability, and there are too many fakes on the market.

If you accidentally buy a fake, it will not be worth the loss.

So before buying, we must also understand the information of these valuable collectibles, compare repeatedly, and can find some professionals for identification to avoid being deceived.

If you buy the right collectibles, the value of these collectibles or antiques is still very good, not only preserving value but also having the possibility of appreciation to help us outpace inflation.

However, for those who are clueless about antiques and other valuable products, it is not recommended to buy these, after all, there are risks.

The last is real estate.

Many people may say that the current real estate has fallen to what extent, and buying a house is not a suitable choice.

Of course, the real estate I mentioned here must be high-quality real estate, such as real estate in first and second-tier cities, or some school district houses with appreciation value.

Although the current housing prices have been in a low state, and the price depreciation is very serious.

But we will also find that some high-quality locations of houses have not actually decreased much, and some have even risen.

Of course, everyone will not have to worry about the house will have a roller coaster decline in the future.

Because our country's market is generally more stable, there will be no economic crisis, and high-quality houses can still be bought with confidence.

The current houses are basically in a stable state, and if you have spare money in hand, you can invest in a house with a good location.

Over time, this kind of house is still very valuable.

Before buying a house, we must also understand the development around the house, such as transportation, school districts, and surrounding supporting facilities.

With these necessary supporting facilities, the house can be preserved.

In addition, the quality of the house is also very important.

If you can't grasp it yourself, we can find a professional master to have a look.

Check if the house has any leakage or poor quality to help you avoid risks.

However, when buying a house, we also need to know that the price of the house is not so cheap, and a house needs at least hundreds of thousands.

If you don't have so much spare money in hand, don't force it, which will only add unnecessary burden to yourself and your family.

Buying a house also needs to be based on a large amount of spare money to help yourself make reasonable financial planning.

Because such a house bought back can not only be used for self-occupation but also for rent.

Some high-quality real estate rents are still relatively reasonable, and the income is higher than that of the bank, so everyone can buy rationally and reasonably.

Although buying these three things can realize value preservation for us and help us outpace inflation, we also need to pay attention to many things when buying these things.

First, we need to plan our spare money reasonably, divide it into several parts, and don't use all the money to buy one thing, which is still a big risk.

In addition, when buying these things, we must also understand in advance and don't blindly follow the trend.

Make a plan for yourself to make your money better value preservation or appreciation.

Now many scammers will use our psychology and launch some high-yield products.

Many people find that they will indeed get a return at the beginning after investing money, but they are actually fishing for big fish.

When we put a lot of money in, we will find that they have moved all our money away, and it will be useless to call the police at that time, and the loss will be too great.

So even if we are more worried about the devaluation of money, we must have the ability to identify fraud.

Don't be deceived by those false fraud methods, and don't believe that there will be free lunches in the world.

As long as you don't covet small benefits, you can keep your wealth well.

In addition, when investing, don't believe in those high-yield, because high-yield represents high risk.

What we pursue more is some products that can bring stable returns and are very safe to avoid losses.

When buying a house, we must also look at the age of the house.

Although school district houses are necessary, don't look at too old houses.

Although the price is cheap, it may also face some risks, and it will be difficult to sell.

Inflation is an irreversible fact for us, money will become more and more depreciated, which will also make many people worry, and they don't know what to do in the future.

If you have spare money and don't know how to plan reasonably, you might as well buy the above several value-preserving products.

You don't have to worry about depreciation in the next ten years, which is still very reliable.

However, the premise is that when we buy these products, we also need to have better identification ability, and don't buy these things with all the spare money.

Only by dividing the money into several parts can we avoid losing all the money when facing risks.